CPK Insurance Services’ Education Risk Management Program
Educational institutions face various challenges, including cyber attacks, accidents, and employment practices. To ensure long-term viability, institutions must address their unique risk exposures head-on through effective partnerships and innovative risk solutions. CPK Insurance Services is a full-service insurance broker focused on protecting and promoting an Institution’s ability to fulfill its educational mission.
Backed by our extensive network of carrier partners and expert risk advisors, we work closely alongside leaders to help anticipate industry disruptions and implement proven risk solutions. While ensuring every aspect of your business is future-proof and financially protected to seize new opportunities.
Across every sub-sector of the education industry, including universities, schools, and online educators, our expert advisors help introduce new product offerings and implement enhanced risk solutions to stay ahead of the increasingly competitive and rapidly changing industry. Our education risk management program offers solutions for all types of organizations, including;
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Private four-year colleges and universities
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Two-year junior and community colleges
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Private independent K-12 schools
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Public K-12 schools
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Online Education and Courses
Risk management strategies for the Education Industry
Our risk management strategies help Educational Institutions drive continuous innovation, endure future challenges, and achieve ambitious growth objectives. We work alongside our clients to help extend your current insurance program's capabilities, optimize your risk spending, close coverage gaps, manage exposures, and find new growth opportunities. Our Education risk management program offers comprehensive insurance management services to help your organization carry out its mission and mitigate the risk exposures your institution experiences. Some of the critical challenges the Education industry must address include the following:
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Data breaches and cybercrime pose a threat to the education industry. New technology has changed traditional educational methods, and as more institutions turn to online learning, it creates more cyber risks for the education industry than ever before.
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General Liability claims and accidents can be devastating. Students and guests can sustain bodily harm or have their property lost or damaged on the educational institution's premises. Having this coverage in place is essential to an institution's financial stability.
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Employee injuries also put an institution at risk. It’s essential to protect your business and employees from costly medical bills and lost wages due to employee injuries by having proper workers' compensation coverage in place.
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Institutions risk property damage due to disasters such as; floods, wind, fires, hurricanes, tornadoes, and other catastrophic weather events. Coverage gaps and exclusions can also put educational institutions in severe financial distress. It's important to know what is excluded while also having comprehensive coverages to help safeguard your property from loss.
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Employment practices increase an institution's liability risk. Wrongful termination and sexual harassment claims can put an institution in serious financial distress. Implementing strong internal controls and procedures alongside comprehensive insurance coverages is crucial to protect organizations from financial losses.
Our Innovative Solutions and Capabilities
Our Insurance Services are designed to help protect and grow with our clients – we build lifelong partnerships. When partnering with us, you gain access to an extensive network of dedicated risk advisors and premium insurance carrier partners who are here to analyze your organization's risks and build strategic risk solutions around your insurance needs. With solutions tailored to assist clients in the Education industry, we achieve real results that free you to focus on what matters most. As your institution changes, so do your risks. We structure our operations to ensure proper risk management aligns with your institution's growth. CPK Insurance Services helps connect you with comprehensive insurance solutions to make your organization more stable and resilient, including:
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Employment Practices Liability