CPK Insurance Services Privacy Policy
Last modified: 10/18/2021
By using the Sites, you agree to be bound by the terms of and grant all consents set out in the following Privacy Policy. 
I.    Introduction
CPK Insurance Services LLC ("Company," “Us,” “Our,” or "We") respects your privacy and are committed to protecting it through our compliance with this policy. This policy describes:
•    The types of information We may collect or that you may provide when you access the Sites, and
•    Our practices for collecting, using, maintaining, protecting, and disclosing that information.
•    
This Policy covers your use of the “Sites” owned by Us; these are:
•    CPKinsurance.com

This policy applies only to information we collect in the Sites and in email, text, and other electronic communications sent in connection with your use of the Sites and Our provisioning of services you request through the Sites (“Services”).

This policy DOES NOT apply to information that:
•    We collect offline or on any other Company apps or websites, including websites you may access through the Sites.
•    You provide to or is collected by any third party.
Our other websites, and other third parties may have their own privacy policies, which we encourage you to read before providing information on or through them.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, do not download, register with, or use this Sites. By downloading, registering with, or using this Sites, you agree to this privacy policy. This policy may change from time to time as Company deems necessary.  Your continued use of this Sites after we revise this policy means you accept those changes, so please check the policy periodically for updates.

II.    Information We Collect and How We Collect It
We collect information from and about users of our Sites:
•    Directly from you when you provide it to us, whether that be through chat logs, login credentials, filling out forms or fields or other methods and
•    Automatically when you use the Sites, whether that be through cookie and tracking technologies or other methods, and interact with us over the phone, SMS and others modes.

Information You Provide to Us

When you download, register with, or use this Sites, we may ask you provide information:
•    By which you may be personally identifiable information under an applicable law ("personal information") including:
•    your name, birthdate, ip address, age, social security number and any of the following pieces of information related to your spouse
•    Biographical Information, including level of education, marital status, gender and military service history
•    Contact Information, including your home or other physical address, email address, and phone number
•    Driver Information, including policy information, driving record information, and vehicle information
•    Financial Information, including your credit information and payment card details
•    Insurance information, including claim history, driving history, health history and genetic dispositions
•    That is about you but individually does not identify you, such as age, personal preferences, and Sites usage preferences
This information includes:
•    Information that you provide by filling in forms in the Sites. This includes information provided at the time of registering to use the Sites, subscribing to our newsletter, and requesting further services. 
•    Records and copies of your correspondence (including email addresses and phone numbers), if you contact us.
•    Your browsing habits on the Sites.

We collect personal information from you to provide the Sites as well as other purposes. It is your choice to provide this information or not. If you choose to not provide the requested personal information, you may not be able to use certain features of the Sites. 

Automatic Information Collection 
When you download, access, and use the Sites, it may use technology to automatically collect:
•    Usage Details. When you access and use the Sites, we may automatically collect certain details of your access to and use of the Sites.
•    Device Information. We may collect information about your mobile device and internet connection, including the device's unique device identifier, IP address operating system, browser type, mobile network information, and the device's telephone number.
•    Location Information. The Sites do not collect real-time information about the location of your device. 
If you do not want us to collect this information do not use the Sites. For more information, see contact us at chase@cpkins.com. 

3rd Party Data Collection
We may receive Personal Information about you from third parties including publicly 
available sources and from government agencies, consumer reporting agencies, other information providers, insurance agencies and insurance carriers..

Information Collection and Tracking Technologies
The technologies we use for automatic information collection may include:
•    Cookies (or mobile cookies). A cookie is a small file placed on your smartphone. It may be possible to refuse to accept mobile cookies by activating the appropriate setting on your smartphone. However, if you select this setting you may be unable to access certain parts of our Sites.
•    Web Beacons. Pages of the Sites and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related Sites statistics (for example, recording the popularity of certain Sites content and verifying system and server integrity).

III.    How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal information, to:
•    Provide you with the Sites and its contents, and any other information, products or Services that you request from us.
•    Calculate, process, accept and confirm insurance quotes and requests for insurance coverage in conjunction with third party insurance carriers whom we may send your personal information
•    Fulfill any other purpose for which you provide it.
•    Remember you when you return to the Sites
•    Offer better Services to you and other users of the Sites
•    Promote the Sites and Services
•    Perform data analysis and market research.
•    Protect against identity theft and other criminal activities.
•    Carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection
•    Notify you of changes to any products or Services we offer.
The usage information we collect helps us to improve our Sites and to deliver a better and more personalized experience by enabling us to:
•    Estimate our audience size and usage patterns.
•    Store information about your preferences, allowing us to customize our Sites according to your individual interests.
•    Recognize you when you use the Sites.
We may also use your information to contact you about goods and services that may be of interest to you. 

We may use the information we collect to display advertisements to our advertisers' target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

IV.    Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

In addition, you consent to and We may disclose personal information that We collect or you provide:
•    To contractors, service providers, insurance carriers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them. In the case of Insurance Professionals, Personal Information that is shared by us may be used by such Insurance Professionals to “soft pull” your credit report.
•    
•    To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Company's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Company about our Sites users is among the assets transferred.
•    To fulfill the purpose for which you provide it. 
•    For any other purpose disclosed by us when you provide the information.
•    With your consent.
•    To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
•    To enforce our rights arising from any contracts entered into between you and us, and for billing and collection.
•    If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Company, our customers or others. 

V.    Your Choices About Our Collection, Use, and Disclosure of Your Information
We strive to provide you with choices regarding the personal information you provide to us. This section describes mechanisms we provide for you to control certain uses and disclosures of over your information.
•    Tracking Technologies. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies or block the use of other tracking technologies, some parts of the Sites may then be inaccessible or not function properly.
•     Promotion by the Company. If you do not want us to use your contact information to promote our own or third parties' products or services, you can opt-out by not selecting the appropriate box when you provide the information, if any. You can also always opt-out by contacting us directly at: chase@cpkins.com.
•    Targeted Advertising by the Company. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers' target-audience preferences, you can opt-out by contacting us directly at: chase@cpkins.com.
We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.

VI.    THIRD PARTIES 

We use certain third parties to provide the Sites. These third parties have their own privacy policies and terms of service and We encourage you to read them.
VII.    Accessing and Correcting Your Personal Information
You may also send us an email at chase@cpkins.com to request access to, correct, or delete any personal information that you have provided to us. We may not be able to delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

VIII.    Opting Out of Retargeting and Remarketing Services
We use third-party remarketing services (such as Google AdWords, AdRoll, & Facebook) to advertise on third-party websites to previous visitors of the Sites. This could be in the form of an advertisement or posting on the Google search results page, Facebook, or various other websites within these networks or on the worldwide web. Third-party vendors use cookies, advertising identifiers and other technologies to serve ads based on someone’s past visits to the Sites. Of course, any data collected will be used in accordance with Our own privacy policy and the privacy policies of these third-party remarketing services. You can set preferences for how Google advertises to you by visiting the consumer opt-out page for the Self-Regulatory Principles for Online Behavioral Advertising at http://www.aboutads.info/choices/ and edit or opt-out your Google Display Network ads’ preferences at http://www.google.com/ads/preferences/. AdRoll preferences or settings can be adjusted at http://info.evidon.com/pub_info/573?v=1&nt=1&nw=false. For general or other consumer opt-out, please visit http://www.networkadvertising.org/choices.
We use Remarketing with Google Analytics, which allows us to display ads to you based upon your activities within the Service using cookies and advertising identifiers on your device. You may opt out of certain Google Analytics Advertising Features by visiting https://tools.google.com/dlpage/gaoptout/.
Our websites are not designed to respond to “do not track” signals received from browsers.

IX.    Your California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information.  California's "Shine the Light" law (Civil Code Section § 1798.83) permits users of our Sites that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to chase@cpkins.com  

X.    Children Under the Age of 18
The Sites is not intended for children under 18 years of age, and we do not knowingly collect personal information from children under 18. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us immediately at info@getimmunology.com.

XI.    Data Security
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure
Unfortunately, the transmission of information via the internet and mobile platforms is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through our Sites. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures we provide.

XII.    Changes to Our Privacy Policy
We may update our privacy policy from time to time. If we make material changes to how we treat our users' personal information, we will post the new privacy policy on this page with a notice of such change on the landing page of the Sites. pp after we make the change.
The date the privacy policy was last revised is identified at the top of the page. 

XIII.    Contact Information
To ask questions or comment about this privacy policy and our privacy practices, contact us at:

Email:
chase@cpkins.com