Dealer Open Lot Insurance
The Best Dealer Open Lot Insurance
Protect your vehicle inventory on the lot from damage, theft, and weather.
Dealer open lot insurance covers your vehicle inventory while stored on your dealership lot. It protects against damage from weather events, theft, vandalism, fire, and collision. This coverage is essential for auto dealerships, motorcycle dealers, RV dealers, and boat dealers who keep inventory outdoors or in open facilities.
What's Covered
- Hail and wind damage
- Theft protection
- Fire damage
- Flood coverage
- Vandalism
- Test drive coverage
FAQ
Frequently Asked Questions
Dealer open lot insurance covers your vehicle inventory against hail, wind, flood, fire, theft, vandalism, and collision while on your lot. It also covers vehicles during test drives and short-distance transport.
Auto dealerships, used car lots, motorcycle dealers, RV dealers, boat dealers, and equipment dealers all need this coverage to protect their inventory investment.
Most dealers pay between $2,000 and $10,000+ per year. Costs depend on total inventory value, lot location, security measures, and claims history.
Dealer Open Lot Insurance by State
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Dealer Open Lot Insurance rates, requirements, and carriers vary by state. Select your state to see localized information and quotes.
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